With Over 19 Years Of Selling Health Insurance Experience, Meet Pacific Health Brokers

Pacific Health Brokers is a business-to-consumer insurance agency that delivers Web-based, insurance information to individuals, families, Seniors & small businesses who are in need. 
 
Our online services makes it possible to search and review the leading insurance companies.  The rates and benefits are the same no matter where you buy from...it's the service, knowledge and patience where we excel over the others.

Pacific Health Brokers is available to help individuals, families, small business and seniors with their Health and Life Insurance needs. We are a family owned agency located in North San Diego County servicing all of California. 

Our "nitch" is Service and going the extra mile to make Health Insurance a little more palatable to the individual and small business. Our focus is on Health Insurance plans for the individual, family and small group market.  We prepare your proposal quoting only the well established California carriers including Anthem, Blue Shield, Aetna, Health Net, Cigna and others.   

In Business for over 20 years, our agency has placed and serviced Health, Dental and Life plans with Californians of all ages and walks of life. For the Senior market, we are available to answer all your questions on Medicare Supplement, Medicare Advantage, Part D Prescription plans and Long Term Care.

We're not aligned with any one Carrier. We stay in business by placing you with the plan that most closely meets your needs and budget. Your age, zip code, health history and needs will determine which Carrier and/or plans we suggest.  Event though we are entirely compensated by the Insurance Carrier, we work for you.  Keeping you happy is going to make our business continue to be successful.

We at Pacific Health Brokers  will provide objective information and suggestions to your family or small business. There are hundreds of plans to choose from.  We can either tailor your proposal to include the top handful of plans that meet your needs.  Or we can give you a large comprehensive proposal and let you whittle down the choices.  It's our goal to make you comfortable with selection process and work at your pace.  If you are shopping for immediate coverage or looking forward to a plan for next year, please email or call us at 800 858 0563.

 We hope you give us a call and look forward to the opportunity to help in any way with your questions.

More About Pacific Health Brokers
 
There are three main categories of health insurance coverage in California 
(1) Individual and Family health insurance  (2) Small Group with 2-50 employees (3) Medicare supplements

Each is different in plan options, qualifying, and enrollment. We would be happy to walk through your situation since there are pro's and con's to each type of California health insurance plan We work to give each applicant priority processing in order to work towards the desired effective date. Please click on the Instant Quote link above to get your comprehensive quote and apply online

Purchasing California health insurance presents many options. Strong carriers are Anthem Blue Cross, Blue Shield of California, Health Net and Pacificare. These four offer many different options with PPO's, HMO's, EPO's and HSA's. It's important to understand how these different insurance plans compare in terms of coverage and cost. You can find a comprehensive explanation of these health insurance options and other at health insurance 101. 

Each carrier has different rules and requirements for enrolling and approval. If you have specific questions on your medical history or Group situation, please let us help you explain the various options available. Especially for small, family businesses, there can be advantages for both Individual Family coverage and/or Small Business insurance. There are many options available on the insurance market and the best approach is to speak with a licensed professional about your particular situation. With a few key questions, we can help you zero in on insurance choices that match your needs and save you a great deal of time and frustration. Please let us help.