With Over 19 Years Of Selling Health Insurance Experience, Meet Pacific Health Brokers

Pacific Health Brokers is a business-to-consumer insurance agency that delivers Web-based, insurance information to individuals, families & small businesses who are in need. 
 
Our integrated suite of online services facilitates a comprehensive search and review of leading insurance companies.  The rates and benefits are IDENTICAL no matter where you buy from...it's the service and knowledge where we surpass others.

Pacific Health Brokers is available to help individuals, families, small business and seniors with their Health and Life Insurance needs. We are a family owned agency located in North San Diego County servicing all of California. 

Our "nitch" is Service and going the extra mile to make Health Insurance a little more palatable to the individual and small business.Unlike many companies, we concentrate on California health insurance.  We adhere to the belief that in the ever-changing world of California health insurance, focusing on one area and a few solid companies is the best path for everyone. 

Concentrating on health insurance for over 24 years, our company has developed a reputation for explaining the various plans out there in a simple, direct, and honest way. 

We don't sell. It is not to our advantage for a person to have a plan that they don't understand and that will not provide them the protection they want. We educate. We explain and that is our value. The insurance rates and plans are identical...whether you buy it directly from the carrier, from your local broker, or through us.

Then why go through Pacific Health Brokers? It will be difficult to get the health carrier with their many telemarketing reps or your local broker with his or her many types of insurance to really get down to the nuts and bolt of what makes a good health insurance plan for you. We don't sell...we educate.

We are independent brokers ... we can represent many companies. We choose those carriers that will be stable for years to come. This is critical. 

So give us a chance. We welcome your insurance questions and we would be happy to go through the various options out there in the health insurance market. Email us: contact@pacifichealthbrokers.com or call 800 858 0563. 

Over 18 years in the California health insurance market. Pacific Health Brokers provides rates, applications, and information to better help Californians understand their health insurance options. Do not cancel any existing health insurance until you receive written confirmation from the insurance company to which you are applying

More About Pacific Health Brokers
 
There are three main categories of health insurance coverage in California 
(1) Individual and Family health insurance  (2) Small Group with 2-50 employees (3) Medicare supplements

Each is different in plan options, qualifying, and enrollment. We would be happy to walk through your situation since there are pro's and con's to each type of California health insurance plan We work to give each applicant priority processing in order to work towards the desired effective date. Please click on the Instant Quote link above to get your comprehensive quote and apply online

Purchasing California health insurance presents many options. Strong carriers are Anthem Blue Cross, Blue Shield of California, Health Net and Pacificare. These four offer many different options with PPO's, HMO's, EPO's and HSA's. It's important to understand how these different insurance plans compare in terms of coverage and cost. You can find a comprehensive explanation of these health insurance options and other at health insurance 101. 

Each carrier has different rules and requirements for enrolling and approval. If you have specific questions on your medical history or Group situation, please let us help you explain the various options available. Especially for small, family businesses, there can be advantages for both Individual Family coverage and/or Small Business insurance. There are many options available on the insurance market and the best approach is to speak with a licensed professional about your particular situation. With a few key questions, we can help you zero in on insurance choices that match your needs and save you a great deal of time and frustration. Please let us help.