2016 Open enrollment

Important dates for 2016 enrollment:

  • November 1, 2015: Open Enrollment starts — first day you can enroll in a 2016 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2016.

FYI Plans and prices for 2016 will be available by late October.

  • December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016.
  • January 1, 2016: 2016 coverage starts for those who enroll or change plans by December 15.
  • January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016
  • January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.

If you don’t enroll in a 2016 health insurance plan by January 31, 2016, you can’t enroll in a health insurance plan for 2016 unless you qualify for a Special Enrollment Period.

Medicaid & CHIP – apply any time

The fee if you don’t have coverage in 2016

If you don’t have coverage in 2016, you may have to pay a fee. The fee is higher in 2016 than it was in 2015. Learn about the fee for not having health coverage in 2016.

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